Ramp for Startups
Corporate cards with spend controls and a sizeable partner perks bundle
About this program
Ramp is the other major US startup card and spend platform. Where Brex tends to attract venture-backed startups focused on treasury, Ramp leans toward expense controls, automated savings suggestions, and a partner perks bundle that is genuinely useful in the first year after incorporation. Accounting integrations are a core strength: founders who run their own books in QuickBooks or Xero usually get close to a push-button close each month.
For new startups evaluating where to centralize finance operations, Ramp and Brex are typically the two names on the shortlist alongside a business bank like Mercury. Most teams end up running one of the card platforms plus one bank rather than trying to use a card product for deposits.
What you get
- Corporate cards, expense management, and startup partner perks
- Offer type: Software Access
Eligibility
US-registered business entities. Ramp underwrites on business financials, not founder personal credit, and is used by both venture-backed and revenue-generating startups.
- Stage
- Pre-seed, Seed, Series A+
- Region
- United States
- Incorporation required
- Yes
How to apply
- Start the application at ramp.com.
- Submit business information, connect a bank account for underwriting, and provide beneficial owner details.
- Most approvals come back quickly. Once live, issue cards, set spend limits, and set up expense categories.
- Invite accounting to connect QuickBooks, Xero, or NetSuite, and activate partner perks from the dashboard.
Frequently asked questions
How is Ramp different from Brex?
Both are corporate card and spend platforms for US startups. Ramp leans into automated savings insights and fee-light expense management. Brex leans into treasury and premium rewards. Most startups evaluate both and pick based on which rewards, perks, and integrations fit their operations.
Does Ramp charge a monthly fee?
Ramp's core card and spend management product has historically had no monthly fee. Premium tiers add automation and advanced controls. Verify current pricing on the Ramp site before assuming a fee-free configuration.
What is the partner perks bundle worth?
The inventory changes, but Ramp has historically bundled partner credits across cloud, productivity, and analytics tools. The bundle is accessible from inside the dashboard after approval.
Can I use Ramp outside the US?
Ramp is a US-focused product today. Some international support has been announced in phases. Check Ramp's site for the current list of supported countries if your entity is outside the US.
You'll be redirected to Ramp to apply. FounderDeals never handles applications.
